.avif)
Grow your wealth around your life.
A smart wealth app that adapts to your life - creating one personalised plan around your goals and priorities to help you save and build wealth over time.
Trusted by
1000+
Early adopters
Licensed by
Monetary Authority of Singapore
Sign up with
Investment Partners
.avif)
.avif)
Trusted by
1000+
Early adopters
Licensed by
Monetary Authority of Singapore
Sign up with
Investment Partners
Trusted by
1000+
Early adopters
Licensed by
Monetary Authority of Singapore
Sign up with
Investment Partners
Trusted by
1000+
Early adopters
Licensed by
Monetary Authority of Singapore
Sign up with
Investment Partners
Trusted by
1000+
Early adopters
Licensed by
Monetary Authority of Singapore
Sign up with
Investment Partners
.avif)
Give every dollar a role
Most platforms hand you a portfolio and walk away. We organise your money into 3 investment buckets, each with a clear role and reason for being there.
.webp)
Three buckets for all your goals
Each investment bucket, Cash, Income and Growth,
is designed to support different needs and time
horizons within your wealth plan.
SHORT-TERM GOALS
ARKI Cash
Keep money accessible and earning, for your everyday needs and emergencies.
.avif){kind=icon}
MEDIUM-TERM GOALS
ARKI Income
Generate a steady monthly income to support your lifestyle, now and in the future.
LONG-TERM GOALS
ARKI Growth
Build long-term wealth with a portfolio designed to grow over years, not months.
Investing, made effortless
We use smart technology to structure and grow your money, so you can focus on your career, your family, and the life you're building.
Goal-first, always
We start with what matters to you. Every allocation recommendation ties directly back to your specific goals and timeline.
Clarity over complexity
Our 3-bucket framework ensures that you’ll always know exactly where, why and what your money is working towards.
Built to adapt
From rebalancing to ongoing adjustments, your wealth is managed behind the scenes, adjusting as your priorities change.
Security at every step
Your investments are held in segregated custody accounts with established financial institutions, while encrypted infrastructure helps keep your account secure.
.avif)
Here when you need us
From account-related questions to helping you figure out your next step, our licensed advisors are always here when you need support.
Hear from those who trust us
TRUSTED BY
1000+ users
RATED 5 STARS
80+ app store reviews
Frequently asked questions
Clear answers to the questions we hear most.
What is Arki Finance?
Arki Finance is a digital wealth platform designed to simplify long-term financial planning. Using three distinct bucket portfolios, Arki helps you invest with purpose across your short, medium, and long-term goals, providing structure and clarity throughout your wealth-building journey.
Is Arki Finance licensed by MAS?
Arki Finance is powered by Arche Asset Management Pte. Ltd. ("Arki Finance"), which holds a Capital Markets Services licence (CMS101854) for fund management and is regulated by the Monetary Authority of Singapore. Through Arki, Arki Finance manages your investment portfolio on a discretionary basis, in line with your selected portfolio objectives and risk profile.
How does the 3-Bucket Strategy work?
Arki's 3-Bucket Strategy works by splitting your investments across three purpose-built portfolios, each aligned to a different time horizon:
• ARKI Cash: A steadier, lower-risk portfolio for near-term needs and day-to-day stability.
• ARKI Income: Focused on generating regular income to support your lifestyle over the medium term.
• ARKI Growth: A long-term growth portfolio for bigger financial milestones.
Each bucket is managed as part of your overall wealth plan, and they adapt as your financial life evolves.
• ARKI Cash: A steadier, lower-risk portfolio for near-term needs and day-to-day stability.
• ARKI Income: Focused on generating regular income to support your lifestyle over the medium term.
• ARKI Growth: A long-term growth portfolio for bigger financial milestones.
Each bucket is managed as part of your overall wealth plan, and they adapt as your financial life evolves.
How much do I need to start investing with Arki Finance?
The minimum amount to start investing with Arki is S$3,000. That said, there's no minimum you need to maintain afterward and no lock-in period.
Can I withdraw my money anytime?
Yes, you can withdraw your money anytime — there are no lock-in periods, penalties, or withdrawal fees, so you're free to withdraw whenever you need to.
Is my money safe with Arki Finance?
Client monies and assets are safeguarded through arrangements designed to keep them separate from Arki Finance’s own corporate assets.
Arki Finance is required to safeguard client monies and assets in accordance with applicable regulatory requirements.
Your investments remain subject to market risk and may rise or fall in value.
Arki Finance is required to safeguard client monies and assets in accordance with applicable regulatory requirements.
Your investments remain subject to market risk and may rise or fall in value.
How do I open an Arki account?
You can open an Arki account in just a few minutes, in four quick steps:
1. Download the Arki app from the App Store or Google Play.
2. Sign up and verify your identity via SingPass MyInfo.
3. Complete a short onboarding flow so we can understand your needs and risk profile, and review the portfolio that fits you.
4. Once you've reviewed your allocation, make a deposit via PayNow QR — and you're set to start building your wealth.
1. Download the Arki app from the App Store or Google Play.
2. Sign up and verify your identity via SingPass MyInfo.
3. Complete a short onboarding flow so we can understand your needs and risk profile, and review the portfolio that fits you.
4. Once you've reviewed your allocation, make a deposit via PayNow QR — and you're set to start building your wealth.
Still need help?
Contact usOpen an Arki account in minutes.
Download now to get started.
.avif)
