ARKI GROWTH

Grow your money for the years ahead and beyond

Invest in thousands of companies worldwide, with a slice of emerging growth opportunities. All managed for you, every month.

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Long-term investing, minus the homework

01

A slice of tomorrow's growth

10% of your portfolio goes into one fast-growing theme, like AI or clean energy, alongside a global core of thousands of companies.

02

Built for long-term growth

A global core, a growth-focused theme, and a cash reserve that adjusts when markets get rough. Each plays a part in helping your portfolio navigate changing market conditions.

03

We handle the details

No research to do. No markets to watch. We take care of the investing details, so you can get on with everything else.

A little room for what's next

New opportunities are always emerging. That's why 10% of your portfolio is set aside for the Tactical allocation, focused on one area showing strong momentum. Each month, we review and select it using a tested, rules-based approach.

Note: Examples shown are for illustrative purposes only and do not constitute a recommendation. The current Tactical allocation can be viewed in the Arki app.

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Note: Examples shown are for illustrative purposes only and do not constitute a recommendation. The current Tactical allocation can be viewed in the Arki app.

A cash buffer for bumpy markets

Markets have their ups and downs. That's why ARKI Growth keeps a little cash on the sidelines, with the flexibility to hold more when things get rough. It helps cushion some of the bumps, while keeping cash ready to put to work when opportunities arise.

Rough markets
80%
Invested
20%
Cash

Note: Cash allocations are illustrative and may differ depending on market conditions. Holding cash does not prevent losses.

See how your money could have grown

See how S$10,000 in ARKI Growth would have grown over time, based on backtested results. Pick a period to compare.

Starting balance

Ending balance

Total return

Annualised return

Note: Figures illustrate how a hypothetical S$10,000 investment in the ARKI Growth model portfolio would have performed based on backtested results in SGD as of 25 Sep 2026. Total return reflects performance over the selected period, while annualised return represents the equivalent compounded yearly rate. Backtested performance is simulated for illustrative purposes only, assumes a one-way transaction cost of 0.05%, and excludes management fees and other applicable costs. It does not represent actual client performance. Investments can fall in value, and past performance is not indicative of future performance.

For money you won't need for a while

Retirement? Your kids' future? That 'someday' fund? Whatever you're working towards, give your money seven years or more to grow into it.

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Retirement

Future you will thank you. Probably from somewhere with a beach, and nowhere to be on a Monday morning.

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Build long-term wealth

For the 'someday' money. Whatever someday turns out to be, from a sabbatical to a business of your own.

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Your kids' future

They grow up fast. Start investing for the milestones ahead, from school fees to a first home and whatever comes next.

Real people, whenever you need them

Not sure how ARKI Growth fits your plans? Our team can walk you through how it works and help you understand whether it aligns with your investment goals.

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Frequently asked questions

Clear answers to the questions we hear most.
What is ARKI Growth?
ARKI Growth is one of the three buckets on the Arki platform — a globally diversified equity portfolio designed to balance long-term growth and risk management. It's built for long-horizon investors seeking long-term capital growth for future goals such as retirement or leaving a legacy.
What does ARKI Growth invest in?
ARKI Growth invests mainly in equity-related ETFs, split across two parts: a diversified market exposure called Core Growth, and the Tactical allocation, which seeks exposure to high-conviction opportunities identified through Arki's rules-based process.
How does the Tactical allocation work?
The Tactical allocation adds a smaller, more targeted position on top of your core holdings, aimed at capturing strong-performing opportunities as they come up. This positioning is guided by Arki's rules-based investment process and market signals.
Why does ARKI Growth hold cash if it's an equity portfolio?
Unlike traditional equity portfolios that stay 100% invested regardless of conditions, ARKI Growth maintains a built-in cash buffer to provide more defensive allocation during periods of market volatility. This allocation adjusts based on market conditions — for example, the cash buffer is around 1% in normal conditions and may rise to around 20% when markets get volatile.
Is ARKI Growth suitable for short-term goals?
No, ARKI Growth is not suitable for short-term goals — it's designed for long-horizon investors. Because it invests primarily in equity-related ETFs, it can experience fluctuations in value, including potential loss of principal.
Can I lose money in ARKI Growth?
Yes, you can lose money in ARKI Growth. As an equity-based portfolio, ARKI Growth is exposed to market risk and can experience drawdowns, especially over shorter time horizons. Past performance is not indicative of future results.
Is there a minimum holding period or minimum investment for ARKI Growth?
There is no minimum holding period or minimum amount to start investing in ARKI Growth — you can allocate any amount and make withdrawals anytime once you're on the platform. That said, getting started on the Arki platform requires an initial deposit of S$3,000.
Are there fees for investing in ARKI Growth?
Yes, ARKI Growth charges a management fee of 1.50% p.a. There are no separate sales, platform, withdrawal or account closure fees. Other costs associated with the underlying investments may apply.
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